Spatial Spillover Effect and Threshold Effect of Digital Financial Inclusion on Farmers’ Income Growth—Based on Provincial Data of China

The effect of digital financial inclusion on farmers’ income growth is worth theoretical discussion and empirical testing. Based the sample data 30 provinces in Chinese mainland from 2011 to 2019, this paper adopted spatial Durbin model panel threshold empirically study impact income; furthermore, heterogeneity was studied terms difference provincial economic development level. results showed that: first, can significantly promote growth; second, has a positive spillover third, double effect: increases with inclusion; fourth, heterogeneous